PIP (Personal Injury Protection)

Generally, an insurance company will not pay its Insured’s (as known as the beneficiary of the insurance policy) medical bills if the Insured is found at fault.

However, PIP benefits are paid by the insurance company to cover medical bills regardless of fault.

In Texas, a minimum of $2,500.00 is required in PIP benefits for every auto policy unless expressly declined in writing by the Insured. Generally, most coverages range from $5,000.00 - $10,000.00.

We recommend you obtain the highest PIP coverage available. The increase in premium may be worth it if you find yourself at fault for an accident.

Give us a call to discuss PIP benefits!